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Informational statements regarding insurance coverage are for general description purposes only and do not amend, modify or supplement any insurance policy or policy for health-oriented services. Consult the actual policy or your agent for terms, conditions, coverage and exclusion, as well as the products, services and programs which may be available to you.
Your eligibility for products and services is subject to final determination of underwriting qualifications and acceptance by the insurance underwriting company.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
Also, please note that a proposal does not provide any insurance coverage or health-oriented services to you. It is an estimate of the cost to obtain coverage with an insurance or services company based on the information you supplied. Coverage can only be obtained through a separate process that requires a completed, signed application for insurance or health-oriented services that meets the underwriting criteria of the company.