This Privacy Policy outlines how National Coverage Center uses and safeguards the information you provide as a visitor to this website or as a customer.
Privacy Policy
National Coverage Center recognizes the importance of consumer privacy and is dedicated to protecting the security of consumer information. The information we collect is used to provide you access to health insurance carriers, plan sponsors, insurance agents, and/or marketers who can serve your needs. Once you leave our site to complete your insurance request with our partners, please familiarize yourself with their privacy policies.
Information We Collect
By clicking “Submit,” you explicitly authorize multiple insurance companies, plan sponsors, agents, marketers, or partner companies to contact you at the provided phone number and address with free quotes or to obtain additional information required to deliver quotes, via live, prerecorded, or auto-dialed calls, text messages, or emails. Your consent is not a condition of purchasing any property, goods, or services, and you may revoke your consent at any time.
By clicking “Submit,” you also agree to this Privacy Policy and consent to receiving quotes, reminders, and special promotions via email. You can opt-out of promotional emails at any time by using the unsubscribe link at the bottom of each email.
You acknowledge that you have read and understand this website’s Terms and Conditions and agree to be bound by them. We are not responsible or liable if a product/service provider or other third party to whom we have forwarded your information violates our Privacy Policy or their own privacy policy or otherwise violates the law.
Our users may provide us with personally identifiable information, such as Name, Address, Email Address, Phone Number, Date of Birth, etc. We process this information for purposes including:
- Delivering our products and services, including customized content and advertising
- Conducting research and analysis to improve our products and services
- Ensuring the technical functionality of our system and network
- Developing new services
- Informing you of product updates, special offers, and new services (with an option to opt-out)
- Responding to your requests for information
- Providing quotes from product/service providers who may contact you for additional information
Cookies
We use cookies, web beacons, and similar technologies to record your preferences, track site usage, and collect information, including IP addresses, browser type, ISP, referring/exit pages, operating system, date/time stamp, and clickstream data. This information may be combined with other data collected about you. Some information is collected using third-party tracking technologies, subject to their privacy policies. These third parties include Alphabet Inc. (Google Analytics), Hotjar Ltd., and Lead Intelligence, Inc. (d/b/a Jornaya).
Cookies serve different purposes:
- Technical Cookies: Necessary for the proper functioning of our site
- Functional Cookies: Remember preferences and facilitate efficient site use
- Analytics Cookies: Provide insights into site usage to improve functionality and user experience
- Commercial Cookies: Display personalized advertisements based on browsing activities
TCPA
By submitting your information and clicking “Submit,” you acknowledge that you have read and agree to this site’s Privacy Policy and provide your electronic signature consenting to be contacted at the provided email address or phone number (including wireless numbers) by licensed insurance agents from or on behalf of companies offering insurance or other products. Calls or SMS messages may be generated using automated systems. Consent is not required to purchase goods or services, and quotes are always free with no obligation to purchase.
Special Note for Do Not Call Registrants
By submitting your phone number, you expressly consent to National Coverage Center and/or our partners contacting you to follow up on your request, even if you are registered on the national or state “Do Not Call List.”
No-Spam Policy
“Spam” refers to unsolicited commercial or bulk emails. You will not receive email communications unless you submit your email address to us. Periodically, you may receive third-party emails advertising products and services from our partners. You can opt-out of these emails at any time using the link in the footer of the emails.
CCPA Rights
As a California resident, effective 1/1/2020, you have the following rights under the California Consumer Privacy Act (CCPA):
- The right to request disclosure of the information we collect, use, or disclose
- The right to request deletion of personal information we have collected about you
- The right not to be discriminated against for exercising these rights
Categories We Collect
We collect information based on the service or product you have purchased or are interested in purchasing. Categories include:
- Identifiers: Name, email, address, IP addresses, and cookies
- Protected Characteristics: Age, marital status, gender, medical condition
- Internet Activity: Interactions with our websites and advertisements
- Geolocation Data: Location-based information
How We Use Personal Information
We collect personal information for business purposes permitted by CCPA, such as providing quotes for premiums and performing services. We may sell personal information to non-affiliated third parties and service providers to offer additional products and services of interest to you.
These policies are subject to change without notice.
Last Updated: April 30, 2024
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National Coverage Center may share your contact information with our partners to enhance the services we provide to you.
Any informational statements regarding insurance coverage on this website are for descriptive purposes only. These statements do not amend, modify, or supplement any insurance policy. For specific terms, conditions, coverage, exclusions, and the actual services, products, and programs available to you, please refer to your actual policy or consult your agent.
Your eligibility for any products and services is contingent upon the final determination of underwriting qualifications and acceptance by the insurance underwriting company.
This website does not make any representations regarding the existence of coverage for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists for any specific claim or loss depends on the facts and circumstances involved and all applicable policy wording.
Furthermore, please note that any proposal provided does not constitute insurance coverage. A proposal is merely an estimate of the cost to obtain coverage with an insurance company based on the information you have provided. Coverage can ONLY be obtained through a separate process that involves a completed, signed application for insurance that meets the underwriting criteria of the company.